Investment Philosophy

We provide uninterrupted asset management and investment planning expertise.  Through our associates, we deliver a consistent discipline modeled after the tenets of Modern Portfolio Theory.  We believe in:

1)  Long-term expectation of positive market return for both stocks and bonds. 

2)  Risk reduction as an overriding component of asset growth. 

3)  Asset Allocation as a tool to reduce risk while increasing consistency of return. 

4)  Regular account monitoring to reveal any rebalancing need. 

5)  Solid client relationships whereby any financial need change may be addressed. 

6)  The use of non correlated asset classes to further positively affect overall account performance.   

Asset allocation does not ensure a profit and may not protect against loss.